What ever you want to call it...

I can help you enroll in a plan that will meet your needs!

 

Here are the Details​

Plans are arranged into Metal Tiers

Bronze: Lower premiums, higher deductibles (~60% coverage)

Silver: Moderate premiums and deductibles (~70% coverage)

Gold: Higher premiums, lower deductibles (~80% coverage)

Platinum: Highest premiums, lowest deductibles (~90% coverage)

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The ACA protects you by setting rules for the Carriers: 

Cannot deny coverage for pre-existing conditions

Cannot charge more based on health status

Essential health benefits required 

Annual and lifetime benefit limits prohibited

Financial Assistance is available to those who qualify:

Premium Tax Credits: Reduce monthly premiums

income 100-400% of poverty level

Cost-Sharing Reductions: Lower deductibles and copays

Silver plans only, income under 250% poverty level

Advanced payments available to lower monthly costs

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Enrollment Periods: When can you enroll? 

Open Enrollment: November 1 - January 15 annually

Special Enrollment: 60 days after qualifying life events ​

Coverage typically starts the first of the month after enrollment